1. Real Estate Attorney – Some states require an attorney to handle the closing when selling a home. Arizona is not one of them.
2. Appraiser – When financing is involved an appraisal is usually required and contingent to the home closing. If you receive a cash offer, in most cases it is optional. If the buyer wants an appraisal, it should be clearly stipulated in the sales contract.
3. Home Inspector – Most buyers get a home inspection when purchasing a home. This when you are selling a home, you would need to allow the home inspector in your home for a number of hours to complete their checklist.
4. Loan Officer – Got an offer from a buyer? Great, how do you know they will be able to close the sale? Consulting with the buyer’s loan officer once week until closing is usually recommended.
5. Mold Tester – This is usually an optional test. If the initial home inspector finds water damage or substances that look like mold, they may call in some one that specializes in mold testing.
6. Lead Paint Tester – This is sometimes required by lenders if the home was built prior to 1978. Lead based paint based was banned in 1978, so if you are selling a home newer than that, it doesn’t need it.
7. Radon Tester – Some states/local governments may require radon testing and in others it may just strongly recommended.
8. Well/Septic Specialist – If you have a well for water and/or a septic system there may be state/local requirements around how you need to convey them to the buyer.
9. Termite/Pest Inspectors- Termites! You either have them or you don’t. Many times the buyer will order these inspectors along with the may home inspector.
10. Title Company – Is the deed to your home legally transferable? Do you owe on a mortgage that needs to be paid off? A title company will research deeds and arrange for the final pay off of your mortgage.
11. Insurance Company – In many states it required for the seller to disclose any insurance claims on the house. The seller will usually need to get ‘Loss Report’ from their home owner’s insurance provider…even if it shows there are zero claims.
12. Moving Company – Seller’s will usually have to order a movers 2-3 weeks prior to their moving date. Some companies are booked out that far ahead.
13. County/City Permit Department – If a seller has added any rooms or made any changes to to the structure of the house buyers will want to know if it was done ‘legally’ and is structurally sound.
Selling a home can require lots of deeper conversations that many people have never even thought about.
A buyer will bring in many 3rd parties to a transaction, inspectors, lenders, appraisers. It can be overwhelming handling all these conversations and making sure the buyer doesn’t get the upper hand in a transaction. Hiring a professional real estate agent can help guide these conversations and protect your interest in the sale.